Find immediate answers to the questions you most likely have.

Q: I have been involved in an accident that was not my fault; can the insurance company raise my rates?

A: As a general rule, no.

If you are involved in an accident which is not your fault the insurance company cannot raise your rates, refuse to renew, or otherwise hold the accident against you even though you have made claims for no–fault benefits, collision or comprehensive claims, or uninsured motorist claims. You paid a premium to the insurance company to protect you against these types of losses. They spread that risk out over many policies and make a profit for doing so. So long as you are not at fault, a claim does not count as a strike against you in any fashion.

Colorado Springs
217 E. Fillmore Street
Colorado Springs, CO 80907
Phone: (719) 473-3040
Toll Free: (866) 254-1274

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